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European Investment Platform Lightyear Raises $23M, Hits $1B in Assets

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European Investment Platform Lightyear Raises $23M, Hits $1B in Assets

Thursday, 24/07/2025 | 07:58 GMT by Damian Chmiel

  • Fintech startup launches AI-powered tools as it expands to three new markets.
  • Despite its growth, Lightyear faces significant challenges in converting EU savers to investors.

From left: Mihkel Aamer and Martin Sokk, the Co-Founders of Lightyear

From left: Mihkel Aamer and Martin Sokk, the Co-Founders of Lightyear

Fintech Lightyear has secured $23 million in Series B funding while reaching $1 billion in customer assets under management (AUM), the company announced today (Thursday). The funding round was led by NordicNinja, a European-Japanese venture capital firm.

$23M Fuels Lightyear Investment Expansion

The funding comes as Lightyear expands into Sweden, Denmark, and Bulgaria, bringing its total market presence to 25 countries across Europe, offering investors access to ETFs and stocks. The company now operates in 10 languages and has raised $58 million in total funding since its founding five years ago by former Wise employees Martin Sokk and Mihkel Sillaste.

NordicNinja led the round alongside Superangel and SpecialistVC, with participation from existing investors including Lightspeed, Metaplanet, and Skaala. Notable angel investors in this round include Bolt founder Markus Villig and Wise’s Lars Trunin.

Lightyear’s CEO Martin Sokk

“This Series B round is a huge vote of confidence in the untapped potential of investing in Europe,” CEO Martin Sokk said in a statement. The company says it reached the $1 billion asset milestone in three years of operation.

Despite its growth, Lightyear faces significant challenges in converting European savers to investors. The company acknowledges that its target market remains largely comprised of savers rather than active investors, though it reports that customers have collectively gained over $125 million through the platform.

AI Tools Launch Alongside Funding

The timing of the funding announcement coincides with Lightyear’s launch of three AI-powered features designed to help retail investors access market analysis previously available only to institutional investors. The tools include “Why Did It Move,” which explains price movements on stock charts, “Bulls Say/Bears Say” for balanced investment analysis, and “Lightning Updates” for portfolio-specific market news.

Lightyear’s platform aims to address what it describes as Europe’s savings problem. According to the company, EU households hold nearly €11 trillion in cash, while 61% of UK investors with more than £10,000 in investable assets keep three-quarters of their money in cash rather than investments.

Source: Bloomberg

European Expansion Strategy

Since its previous funding round in 2022, Lightyear has added several features including cash and stocks ISAs following regulatory approval from the UK’s Financial Conduct Authority, business investment accounts across 18 countries, and fractional investing for European stocks and funds. The platform also offers access to BlackRock money market funds typically requiring €1 million minimum investments, making them available to users with just €1.

The company has integrated directly with Nasdaq Baltic to offer stocks from Estonia, Latvia, and Lithuania, and successfully lobbied for regulatory changes in Estonia to allow investment firms to offer tax-advantaged accounts.

The new funding will support further European expansion and deeper localization efforts as Lightyear works to build what it calls “one investment platform that works across Europe.”

Fintech Lightyear has secured $23 million in Series B funding while reaching $1 billion in customer assets under management (AUM), the company announced today (Thursday). The funding round was led by NordicNinja, a European-Japanese venture capital firm.

$23M Fuels Lightyear Investment Expansion

The funding comes as Lightyear expands into Sweden, Denmark, and Bulgaria, bringing its total market presence to 25 countries across Europe, offering investors access to ETFs and stocks. The company now operates in 10 languages and has raised $58 million in total funding since its founding five years ago by former Wise employees Martin Sokk and Mihkel Sillaste.

NordicNinja led the round alongside Superangel and SpecialistVC, with participation from existing investors including Lightspeed, Metaplanet, and Skaala. Notable angel investors in this round include Bolt founder Markus Villig and Wise’s Lars Trunin.

Lightyear’s CEO Martin Sokk

“This Series B round is a huge vote of confidence in the untapped potential of investing in Europe,” CEO Martin Sokk said in a statement. The company says it reached the $1 billion asset milestone in three years of operation.

Despite its growth, Lightyear faces significant challenges in converting European savers to investors. The company acknowledges that its target market remains largely comprised of savers rather than active investors, though it reports that customers have collectively gained over $125 million through the platform.

AI Tools Launch Alongside Funding

The timing of the funding announcement coincides with Lightyear’s launch of three AI-powered features designed to help retail investors access market analysis previously available only to institutional investors. The tools include “Why Did It Move,” which explains price movements on stock charts, “Bulls Say/Bears Say” for balanced investment analysis, and “Lightning Updates” for portfolio-specific market news.

Lightyear’s platform aims to address what it describes as Europe’s savings problem. According to the company, EU households hold nearly €11 trillion in cash, while 61% of UK investors with more than £10,000 in investable assets keep three-quarters of their money in cash rather than investments.

Source: Bloomberg

European Expansion Strategy

Since its previous funding round in 2022, Lightyear has added several features including cash and stocks ISAs following regulatory approval from the UK’s Financial Conduct Authority, business investment accounts across 18 countries, and fractional investing for European stocks and funds. The platform also offers access to BlackRock money market funds typically requiring €1 million minimum investments, making them available to users with just €1.

The company has integrated directly with Nasdaq Baltic to offer stocks from Estonia, Latvia, and Lithuania, and successfully lobbied for regulatory changes in Estonia to allow investment firms to offer tax-advantaged accounts.

The new funding will support further European expansion and deeper localization efforts as Lightyear works to build what it calls “one investment platform that works across Europe.”

Damian Chmiel

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Damian’s adventure with financial markets began at the Cracow University of Economics, where he obtained his MA in finance and accounting. Starting from the retail trader perspective, he collaborated with brokerage houses and financial portals in Poland as an independent editor and content manager. His adventure with Finance Magnates began in 2016, where he is working as a business intelligence analyst.

  • 2662 Articles
  • 77 Followers

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